/* ===== Base Reset ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;-webkit-text-size-adjust:100%}
body{font-family:Georgia,'Times New Roman',serif;line-height:1.7;color:#1a1a1a;background:#fafafa;font-size:18px}
img{max-width:100%;height:auto;display:block}
a{color:#1565c0;text-decoration:none}
a:hover{text-decoration:underline}
ul,ol{padding-left:1.5em}
li{margin-bottom:.4em}
table{border-collapse:collapse;width:100%;margin:1.5em 0;font-size:16px}
th,td{border:1px solid #ddd;padding:10px 14px;text-align:left}
th{background:#1a1a1a;color:#fff}
tr:nth-child(even){background:#f5f5f5}

/* ===== Layout ===== */
.container{max-width:960px;margin:0 auto;padding:0 20px}
.site-header{background:#0d1b2a;color:#fff;padding:18px 0;border-bottom:3px solid #1565c0}
.site-header .container{display:flex;align-items:center;justify-content:space-between;flex-wrap:wrap}
.logo{font-size:24px;font-weight:bold;color:#fff}
.logo span{color:#42a5f5}
.main-nav ul{list-style:none;display:flex;gap:22px;flex-wrap:wrap;padding:0}
.main-nav a{color:#cfd8dc;font-size:15px}
.main-nav a:hover{color:#fff;text-decoration:none}

/* ===== Hero ===== */
.hero{background:linear-gradient(135deg,#0d1b2a,#1b3a5b);color:#fff;padding:48px 0;text-align:center}
.hero h1{font-size:34px;line-height:1.3;margin-bottom:14px}
.hero p{font-size:18px;opacity:.9;max-width:680px;margin:0 auto}

/* ===== Sections ===== */
section{padding:36px 0}
.section-title{font-size:26px;margin-bottom:18px;color:#0d1b2a;border-bottom:2px solid #1565c0;padding-bottom:8px}
.subsection-title{font-size:22px;margin:24px 0 12px;color:#1b3a5b}

/* ===== Quick Answer ===== */
.quick-answer{background:#e8f4fd;border-left:4px solid #1565c0;padding:20px 24px;border-radius:6px;margin:24px 0}
.quick-answer h2{font-size:20px;margin-bottom:10px}

/* ===== Service Card ===== */
.service-card{background:#fff;border:1px solid #e0e0e0;border-radius:10px;padding:24px;margin-bottom:24px;box-shadow:0 1px 4px rgba(0,0,0,.06)}
.service-card .rank-badge{display:inline-block;background:#1565c0;color:#fff;padding:4px 14px;border-radius:20px;font-size:14px;font-weight:bold;margin-bottom:10px}
.service-card.top-pick{border:2px solid #2e7d32}
.service-card.top-pick .rank-badge{background:#2e7d32}
.service-card h3{font-size:22px;margin-bottom:8px}
.service-card .best-for{font-style:italic;color:#555;margin-bottom:12px}

/* ===== CTA Block ===== */
.cta-block{background:linear-gradient(135deg,#1565c0,#0d47a1);color:#fff;padding:28px;border-radius:12px;text-align:center;margin:28px 0;border:2px solid #0d47a1}
.cta-block h3{font-size:22px;margin-bottom:10px;color:#fff}
.cta-block p{margin-bottom:16px;opacity:.95}
.cta-button{display:inline-block;background:#ff9800;color:#fff;padding:14px 36px;border-radius:8px;font-size:18px;font-weight:bold;text-decoration:none;transition:background .2s}
.cta-button:hover{background:#f57c00;text-decoration:none}

/* ===== Tables ===== */
.table-wrap{overflow-x:auto}

/* ===== Checklists ===== */
.checklist{background:#fff;border:1px solid #e0e0e0;border-radius:8px;padding:20px 24px;margin:20px 0}
.checklist h3{margin-bottom:12px}
.checklist ul{list-style:none;padding-left:0}
.checklist li::before{content:"✓ ";color:#2e7d32;font-weight:bold}

/* ===== Mistake/Tip Blocks ===== */
.mistake-block{background:#fff3e0;border-left:4px solid #ff9800;padding:16px 20px;border-radius:6px;margin:18px 0}
.tip-block{background:#e8f5e9;border-left:4px solid #2e7d32;padding:16px 20px;border-radius:6px;margin:18px 0}
.mistake-block h3,.tip-block h3{font-size:17px;margin-bottom:6px}

/* ===== FAQ ===== */
.faq-item{background:#fff;border:1px solid #e0e0e0;border-radius:8px;margin-bottom:12px;padding:16px 20px}
.faq-item h3{font-size:17px;color:#0d1b2a;margin-bottom:6px}
.faq-item p{font-size:15px;color:#333}

/* ===== Footer ===== */
.site-footer{background:#0d1b2a;color:#9ab;padding:36px 0;margin-top:40px}
.site-footer .container{display:flex;flex-wrap:wrap;justify-content:space-between;gap:24px}
.footer-col{flex:1;min-width:180px}
.footer-col h4{color:#fff;font-size:15px;margin-bottom:10px}
.footer-col ul{list-style:none;padding:0}
.footer-col a{color:#9ab;font-size:14px}
.footer-col a:hover{color:#fff}
.footer-bottom{text-align:center;border-top:1px solid #1b3a5b;padding-top:16px;margin-top:20px;font-size:13px;color:#678}

/* ===== Breadcrumb ===== */
.breadcrumb{font-size:14px;color:#666;padding:16px 0}
.breadcrumb a{color:#1565c0}

/* ===== Disclosure ===== */
.disclosure{background:#f5f5f5;padding:14px 20px;border-radius:6px;font-size:13px;color:#666;margin:20px 0}

/* ===== Responsive ===== */
@media(max-width:768px){
  body{font-size:16px}
  .hero h1{font-size:26px}
  .section-title{font-size:22px}
  .site-header .container{flex-direction:column;gap:10px}
  .main-nav ul{justify-content:center}
}